Est. 2024 · Digital Lending

Fast. Fair.
Fortnightly.

Personal loans from K100 to K2,500 — assessed in seconds using AI-powered document verification and real-time underwriting.

Interest Rate

20%

per annum, reducing balance

Min AmountK100

Max AmountK2,500

RepaymentsFortnightly

Debt RatioMax 30%

Step-by-Step Application

Apply for a Personal Loan

Applicant Details

Identity & Income Verification

AI-Ready

Upload documents — our AI will extract your name, document details, and net pay automatically. Documents are not stored.

PNG National ID or Passport

📄

Click or drag to upload
PNG NID · Passport · PDF

Latest Payslip

🧾

Click or drag to upload
Most recent payslip · PDF or image

Files are processed in-memory and never stored on our servers.

Full Legal Name *

Document Type

Document Number

Document Expired?

Employer / Organisation

Net Fortnightly Pay (PGK) *

Take-home pay after all deductions — fortnightly

Loan Request

Amount, Term & Purpose

Requested Amount (PGK)

Minimum K100 · Maximum K2,500 per policy

Repayment Term

Loan Purpose

Live Estimate

Fortnightly Payment

K—

Total Interest

K—

Total Repayable

K—

By submitting, you consent to Kingsmen Finance assessing your application documents.